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Own with Zeroo, with no deposit
We provide a loan for 100% of the home purchase price, so you can buy today, not in a decade.
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No deposit
That's right. We provide a loan for 100% of the property, you'll pay 0% deposit. Get into your home sooner without saving for years
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High growth properties
Find the right property with AI-driven property selection tools.
Competitive interest rate
One simple, blended home loan with a highly competitive interest rate.
Minimal expenses
All you need is a 1.5%-2.2% customer settlement fee to cover settlement costs.
- Title search fee
- Property valuation and reports
- Buyers agent fees
- Pest and building inspection
- Conveyancing fee
- Legal cost and documentation
- Settlement closing costs
- Administration fees
Shared equity model
Benefit from property appreciation from day one as you grow equity in your property, and share in the upside. Once the property has gained sufficient value, we help you refinance. We take 10% of the new property value, the remaining equity is your new deposit.
How Zeroo Compares
Standard bank home loan
20% deposit
80% Loan to Value Ratio home loan
Conveyancing and settlement costs provided by home-owner
Buyer’s agent not included
Can include First Home Owners Grant
1.5% -2.2% settlement cost contribution (with finance options available)
100% Loan to Value Ratio home loan
Conveyancing and settlement costs provided by Zeroo
Buyer’s agent included
Can include First Home Owners government grant
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Find out what your home could be worth