Market insights

Unlocking affordable housing solutions: how Mondus will help 1,000 Australians buy homes without a deposit

When you don’t have the bank of mum and dad. Mondus’ shared equity home loan makes homeownership possible with no deposit needed. Join the first 1,000 Australians changing the path to owning a home.


Navigating the Australian housing market has become a daunting task, especially for first-home buyers having to deal with saving for a substantial deposit without the help of Mum and Dad. Today, a 20% deposit for an entry level home is $124,000 on average across Australian Capital Cities and almost $200,000 in Sydney (Calculated as 80% of entry level home from Domain First Buyers Report). reflecting the broader national crisis where rising rents, stagnant wages, and stringent lending criteria keep the dream of homeownership just out of reach. Securing homeownership assistance programs or first-time buyer programs has never been more crucial.


What if there was a way to remove these barriers?

Mondus' innovative 100% mortgage solution

At Mondus, we’re making homeownership possible with our shared equity home ownership model. Our no deposit home loans eliminate the need for large upfront savings, offering a practical alternative to traditional mortgages. This is the future of affordable housing solutions.

How Mondus is revolutionising home buying

  • No deposit needed: Jump straight into homeownership without the years-long savings slog.
  • Up to 5% stamp duty covered: We help reduce the overall cost burden of acquiring a new home.
  • Minimal customer contribution upfront: Only 2.2% customer contribution prior to settlement to cover essential buyer costs such as legal fees and inspections.
  • Complimentary buyer’s agent: Gain expert guidance throughout the entire purchasing process, included in your customer contribution

Real-life impact: own a home with zero deposit

Imagine this: You could be moving into a $750,000 home without any deposit and just a 2.2% contribution. With affordable monthly repayments, this is more than just a home—it’s an opportunity to build equity and benefit from long-term capital growth, putting you ahead in the property market.

Why choose Mondus? More than just a mortgage

The traditional path to buying a home in Australia has long favored those with intergenerational wealth or the ability to save large deposits over many years. Mondus is here to democratise access to property with a smarter alternative:

  • Transparent costs: No hidden fees or surprises—just a smarter way to own your home with Mondus as your co-investor.
  • A true partnership in homeownership: Mondus partners with you, using a shared equity model that lowers your upfront costs and makes homeownership possible without years of saving.
  • Stop renting and start building equity: Mondus helps you own your home sooner, so you can stop paying rent and invest in building equity in your home instead.

Who can benefit from Mondus?

  • First-home buyers: If you can manage mortgage repayments but saving a deposit has been out of reach, Mondus is for you.
  • Renters stuck in a cycle: Tired of escalating rents with no equity to show for it? Mondus helps you get started in the property market and own your home instead.
  • Space for your family: Need to upgrade your primary residence to make space for your growing family? Mondus can help you find the right home.

Join the movement: be part of the first 1,000

Mondus isn’t just offering loans—we’re spearheading a movement to change the narrative around homeownership in Australia. We're helping 1,000 Australians step into their first homes with shared equity home ownership.

Locked out of homeownership? With Mondus, this changes everything.

You're closer than ever to owning your own home. Don’t let another day pass wondering if homeownership is possible for you. Check your eligibility with Mondus today and join a growing community redefining what it means to own a home in Australia.

Check your eligibility now

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When you don’t have the bank of mum and dad. Mondus’ shared equity home loan makes homeownership possible with no deposit needed. Join the first 1,000 Australians changing the path to owning a home.

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“You (Zeroo) were here to help me every step of the way. Everyone helped me considerably… and now I have an amazing house”
Nathan, Zeroo Home Owner, Perth